Getting Your Ohio Motorcycle Ready For the Road and Why Your Insurance Policy Should Be Part of Your Ritual

It is finally spring, and we can all be very thankful for that. Even though Ohio weather can be fickle, it is safe to say that nice weather is in our near future. And nice weather means you can soon be out on the road with your motorcycle, enjoying the season. You have your rituals when it comes to getting your motorcycle ready for the road, and those rituals all serve an important purpose. If it is not already something you have on your checklist, one one of the most important things you can add to your ritual of prepping your bike for the road is reviewing your Ohio motorcycle insurance policy to ensure all is as it should be.


You love your motorcycle, and, naturally, you take excellent care of it. You faithfully prep your motorcycle -  you lubricate it, you check the belt, you make sure the spark plugs are good...You wouldn’t think of not checking these things, so why would you put off something as important as reviewing your Ohio insurance policy? It is vital to have your policy up to date and able to cover your situation if the need arises.

Things to Check When You Are Reviewing Your Motorcycle Insurance Policy

• Making sure that you have the right comprehensive coverage (which covers issues like your motorcycle being stolen or vandalized, as well as covering fire damage) and collision coverage (which provides you with coverage whether you or the other driver is at fault) is very important. You don’t want to find yourself without the right coverage, and making sure that you have the proper protection is crucial.  

 

• You need to ensure that your coverage for bodily injury liability gives you the right protection if you injure someone in an accident, and you need to be sure that it gives you the right protection should you get sued as well. You also want to make sure your policy provides you with the right personal injury protection. After all, your policy should help you get through any costly injuries.

 

• Another thing to check for is if you have the right uninsured and underinsured motorist coverage for your situation. If you find yourself in an accident with a driver who has inadequate coverage or no coverage, uninsured and underinsured motorist coverage can cover the costs so you don’t have to pay it all out of pocket.

 

• You need to make sure that your property damage liability will cover much of the damage from any accident you find yourself in. You don’t want to find yourself in a situation where you would have to pay it all out of pocket - the expenses add up fast when you don’t have the right coverage to help relieve some of the financial pressure, but when your policy fits your needs, you can have the protection you need for property damage liability.

 

• Making sure your policy is fully up to date is a key part of reviewing your motorcycle insurance coverage. You want to be fully prepared if an issue - anything from an accident to vandalism or theft - comes up, and having your policy fully up to date and ready is invaluable.

 
It is very important to not only physically prep your motorcycle but to also prepare it for the road by reviewing it’s insurance policy. Having the right coverage for your Ohio motorcycle makes a world of difference if you ever find yourself in an accident, and it is only makes sense to make sure that your motorcycle has the right protection so that you can get more enjoyment from it this spring!

Prepping and Protecting Your Motorcycle For the Road Ahead

Here at R. Taylor Insurance, we want you to get the most enjoyment possible in the season ahead, and we are here to help you review your policy so that you can ride your motorcycle without unnecessary fear of the unexpected. Because while we cannot predict the future, we can be ready to face it head-on. Contact us today and we can review your policy so that you can enjoy this Ohio springtime on the road with your motorcycle!